Purchasing a vehicle is a big decision, and we are happy to take part in your journey. We look forward to providing the support you need and helping you pave the road to a successful future. You can utilize our useful online tools and rely on our dedicated customer service team to help you manage your account.
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For an overview of your monthly statement, please check out this informative guide.
MyAccount is a secure online portal that gives you 24/7 access to your Exeter account.
Your account number can be found on your Welcome Letter, Billing Statement, MyAccount or by contacting us at (800) 321-9637.
In order to register an account, you will need an account number, ZIP code and the last four digits of your social security number.
You can make a payment by mail, phone, online with MyAccount, recurring ACH payment, MoneyGram®, Western Union®, or Paysafe:cash.
If you need to contact Exeter, you may call us at our main telephone number (toll free): (800) 321-9637.
Our standard hours of operation are:
Mon. - Fri. 8:00 AM - 7:00 PM,
Sat. 8:00 AM - 5:00 PM (CT).
Our Financial Improvement Training (FIT) is totally free for customers to use. There's no obligation, and everything is online for easy access anywhere, anytime.
The FIT core curriculum includes easy-to-follow videos, tools, and other resources covering everything from budgeting and increasing your earning potential to managing credit and financial planning.
Get six months of credit monitoring for FREE when you complete the FIT core curriculum.
The quickest way to pay is through MyAccount, with 24/7 access to your account and to make online debit card payments.
Enroll online today to set up fast and easy recurring payments from a bank account.
(ACH recurring payment)
Access your account via our automated phone system 24/7. Contact us at (800) 321-9637.
Send your payment through the convenience of MoneyGram® (fees may apply).
Send your payment through the convenience of Western Union® (fees may apply).
Make payments via mail: Exeter Finance P.O. Box 650598 Dallas, TX 75265-0598.
Send your payment through the convenience of Paysafe:cash (fees may apply).
Your payment history matters. That’s why we want to help you become a successful car owner. In a relatively short period of time, it’s possible to take a damaged credit history and turn it around. Your FICO® score is important, but banks and finance companies also look at other factors before extending credit to consumers -- like your payment history and account balances. Below are some steps you can take to help ensure your credit success.
The single biggest component of your credit score and a lender’s credit decision is how you pay your bills. The more bills you pay on time, the more confidence a new lender will have that you will pay them in the future.
Loan officers will likely look to see what your balances are as a percentage of your credit limit. Keeping your balances low shows that you can handle debt responsibly.
Many consumers who struggle with credit issues simply have no idea how much they’re spending each month. Keep track of your expenses, prepare a budget, and stick to it. You may be surprised how easy it is to eliminate unnecessary expenses and take control of your finances. Ideally, lenders want to see that you have managed your fixed expenses to less than 30-40% of your gross monthly income. The lower the percentage, the better.
Too many open lines of credit send up a red flag with lenders. They’re often concerned that you may overburden yourself and become credit-stressed. It is wise to keep only those accounts you need. Hold onto your oldest accounts, because they demonstrate your ability to maintain credit over a longer period of time.
You should pay more than the minimum required each month on revolving accounts like credit cards. You’ll pay down your balance faster, and in turn, pay less interest.
Learn more about how daily simple interest is calculated and how the timing of payments can impact the amount of interest you pay.
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