Privacy Notices

All States except CA | CA only

Rev. June 2012
FACTS WHAT DOES EXETER FINANCE LLC
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

Effective January 1, 2014, the types of personal information we collect and share depend on the product or service you have with us. This information can include but is not limited to:

  • Social Security number
  • Income
  • Payment information and history
  • Email address
  • Employment information
  • Home address
  • Vehicle information

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Exeter Finance LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Exeter Finance LLC
share?
Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes-
information about your transactions and experiences
Yes Yes
For our affiliates’ everyday business purposes-
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share
To limit
our sharing

Mail the Form at https://www.exeterfinance.com/wp-content/uploads/2014/12/Mail_in_form.pdf or as provided in this link

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing by calling Customer Service at (800) 321-9637, Mon-Thur 7 a.m.8 p.m., Fri 7a.m.-7p.m. and Sat 8 a.m.-1 p.m. or go to the Customer Portal at www.exeterfinance.com to create an account for online access

Questions? Call (800) 321-9637 or go to www.exeterfinance.com
Hours: Mon–Thurs 7 a.m.–8 p.m., Fri 7 a.m.–7 p.m., and Sat 8 a.m.–1 p.m. (Central)
What we do
How does Exeter Finance LLC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Exeter Finance LLC collect my personal information?

We collect your personal information, for example, when you

  • apply for financing or use your credit or debit card
  • pay your bills or give us your contact information
  • provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

How do we inform you about your privacy policy changes?

Exeter Finance LLC will mail Privacy Notices to all current customers annually. The Privacy Notice can also be found on our website, www.exeterfinance.com.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with an Exeter name; financial companies such as Exeter Funding II LLC.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Exeter Finance LLC does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include financial service providers, motor vehicle dealers, and insurance companies.
Other important information

California Residents:

California law requires us to provide specific disclosures to you in a separate document entitled “Important Privacy Choices for Consumers.” The “Important Privacy Choices for Consumers” notice is provided to you with this document.

To limit our sharing, please follow the instructions in the “To Limit Our Sharing” box on page 1 of this document. You may also do so by using the “Important Privacy Choices for Consumers” notice and following the instructions in it.

Note that the “To Limit Our Sharing” box on page 1 of this document includes an option to limit our affiliates’ use of your personal information to market to you. The “Important Privacy Choices for Consumers” notice does not include this option.

Vendors we use can gather information from you, including but not limited to, application and personal data, to assist Exeter Finance LLC with our daily operations. We use various methods to track all site visits and data field input. Cookies are used to track data for registered members when they log into the customer portal. We do not currently respond to “do not track” signals from user browsers.

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