Exeter Finance Corp - Privacy Notice

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income
account balances and payment history
credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Exeter Finance Corp. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Exeter Finance Corp. share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes- information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes- information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	Yes	Yes

To limit
our sharing

Mail the Form at http://www.exeterfinance.com/content/exeter-privacy-notice_mail-in-form.pdf or as provided in this link

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call (800) 321-9637 or go to www.exeterfinance.com
Hours: Mon–Thurs 7 a.m.–8 p.m., Fri 7 a.m.–7 p.m., and Sat 8 a.m.–1 p.m. (Central)

What we do
How does Exeter Finance Corp. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Exeter Finance Corp. collect my personal information?	We collect your personal information, for example, when you Apply for financing or use your credit or debit card pay your bills or give us your contact information provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes-information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with an Exeter name; financial companies such as Exeter Funding II LLC.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include financial service providers, motor vehicle dealers, insurance companies, aftermarket product providers, and direct marketing companies.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial service providers, motor vehicle dealers, and insurance companies.

Other important information

Nevada Residents:

If you are a resident of Nevada, the following Telemarketing Notice applies to you. We may contact you by telephone to offer additional financial products and services that may be of interest to you. You may elect not to include your telephone number on our internal Do-Not-Call list if you do not wish to receive telemarketing calls from us. If your telephone number is included on our internal Do-Not-Call list, we may still contact you for servicing purposes. To include your account on our Do-Not-Call list, please (i) follow the instructions in the “To Limit Our Sharing” box on page 1 of this document, (ii) call us toll free at 1-800-321-9637 or (iii) write in your request to: Exeter Finance Corp., P.O. Box 166008, Irving, TX 75016. Nevada residents may contact us or the Nevada Attorney General for further information about these rights. Contact the Nevada Attorney General by calling 1-775-684-1100, sending an email via the Attorney General’s “contact us” page at ag.state.nv.us/about/contactform.htm or by writing to: Office of the Attorney General, Nevada Department of Justice, Bureau of Consumer Protection, 100 North Carson Street, Carson City, NV 89701

You may also register your phone number with the Federal Do-Not-Call Registry at 1-888-382-1222 or visit the website at www.donotcall.gov. Nevada customers are provided this notice under Nevada state law.

Vermont Residents:

You do not need to choose the following options on page 1 because we have already done so for you:

Do not share information about my creditworthiness with your affiliates for their everyday business purposes.
Do not share my personal information with nonaffiliates to market their products and services to me.

This means that we do not share information about your creditworthiness with our affiliates for our affiliates’ everyday business purposes; and we not share your personal information with nonaffiliates to market to you.

For joint marketing with other financial companies, we share only the following personal information about you: name, contact information, and our own transaction and experience information.

Privacy Notices All states except CA CA only