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Privacy Notices

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WHAT DOES EXETER FINANCE LLC DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Exeter Finance LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Exeter Finance LLC share? Can you limit this sharing?

For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes
to offer our products and services to you

Yes No

For joint marketing with other financial companies 

Yes Yes

For our affiliates’ everyday business purposes
information about your transactions and experiences

Yes Yes

For our affiliates’ everyday business purposes
information about your creditworthiness

Yes Yes

For our affiliates to market to you 

Yes Yes

For nonaffiliates to market to you 

No We don't share
To limit our sharing

Mail the Form http://res.cloudinary.com/govimg/image/upload/v1556911608/5b74966e98f5e27ebbf48fa8/Privacy_Notice_To_limit_our_sharing_Mail_in_Form.pdf or as provided in this link.

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing by calling Customer Service at (800) 321-9637, Mon-Thur 7a.m.- 8p.m., Fri 7a.m.- 7p.m. and Sat 8a.m. - 1p.m. or go to the Customer Portal at www.exeterfinance.com to create an account for online access

Questions?

Call (800) 321-9637 or go to www.exeterfinance.com
Hours: Mon-Thur 7a.m.- 8p.m., Fri 7a.m.- 7p.m. and Sat 8a.m. - 1p.m. (Central)


What we do

How does Exeter Finance LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Exeter Finance LLC collect my personal information?

We collect your personal information, for example, when you

  • apply for financing or use your credit or debit card
  • pay your bills or give us your contact information
  • provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only 

  • sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with an Exeter name; financial companies such as Exeter Funding II LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Exeter Finance LLC does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include financial service providers, motor vehicle dealers, and insurance companies.
Other important information

California Residents:

California law requires us to provide specific disclosures to you in a separate document entitled "Important Privacy Choices for Consumers." The “Important Privacy Choices for Consumers” notice is provided to you here.

To limit our sharing, please follow the instructions in the “To Limit Our Sharing” box on page 1 of this document. You may also do so by using the “Important Privacy Choices for Consumers” notice and following the instructions in it. 

Note that the “To Limit Our Sharing” box on page 1 of this document includes an option to limit our affiliates’ use of your personal information to market to you. The “Important Privacy Choices for Consumers” notice does not include this option. 

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