Buying a car is a big decision. More than that, it’s a personal one – based on real needs, desires of the heart and circumstances of life.

At Exeter, we focus on building lasting relationships and leveraging our experience to deliver real value for vehicle owners, auto dealers, and our investors.

We work with thousands of franchised dealers nationwide to make vehicle ownership possible for everyone. Our dealers enjoy personalized service from dedicated buyers who help them find the right financing solutions for customers facing credit challenges.

For our customers, we work to become a trusted partner in car ownership – one who guides them along the way, provides tools to keep them informed, and helps them establish a payment history that can impact their credit score.

We are pleased to celebrate our tenth year in business. Our passion for service, dedication to excellence, and the ability to grow and adapt to our customers’ changing needs and our industry has led us to success. YOU have led us to success. Without your support, we would not be able to celebrate this significant milestone. Thank you for your continued belief in us.

Exeter Finance was founded
Exeter experiences unprecedented growth and completes first asset-backed securitization
Navigation Investment Partners invest
Exeter celebrates 10 years of business
Exeter is acquired by Blackstone
Exeter serves dealers & customers coast to coast

Leaders in their fields

Experience is the hallmark of our executive team.

Jason Grubb - Chief Executive Officer

Jason Grubb was appointed as the Chief Executive Officer (CEO) of Exeter Finance in February 2016. Jason brings 25 years of leadership to his position at Exeter. His most recent experience includes 11 years at Santander Consumer USA, where he served in leadership roles including President and COO of Originations, in addition to SVP of Servicing. Mr. Grubb also served as a Vice President for WFS Financial from 1998 to 2004, where he managed servicing operations. He also held key leadership positions in the U.K and the U.S. for the servicing operations Commercial Financial Services. Additionally, he led teams in the floorplan, audit, underwriting and servicing areas at Nissan Motor Acceptance Corp.

Mr. Grubb received his bachelor’s degree in finance from Oklahoma State University and his Master of Business Administration degree from Our Lady of the Lake University. He also holds graduate certificates in finance and telecommunications from Southern Methodist University. Mr. Grubb serves on the Vehicle Finance Board of AFSA.

Walter Evans - Executive Vice President and General Counsel

Walt has held senior legal executive positions at public companies and top-tier law firms for more than 26 years. Before joining Exeter Finance, he was Senior Vice President and General Counsel for ACE Cash Express. He has also served as Executive Vice President and General Counsel for Hollywood Casino Corporation, a publicly traded gaming company. He has been a corporate/finance associate for both Akin, Gump, Strauss, Hauer & Feld and Hughes & Luce (n/k/a K&L Gates), and in 2005, was named “Best General Counsel – Attorney Staff 2-10” by the Dallas Business Journal.

Jeff Jennings - Chief Information Officer

Jeff Jennings joined Exeter in June 2016 as Chief Information Officer (CIO).  A recognized leader in technology and lending system platforms, Mr. Jennings brings more than 30 years ‘ experience to the role, and is well versed in emerging technology solutions. Prior to joining Exeter, Jeff was the founder and President of Performance Group Corporation, a regional Business and IT consulting company located in the Dallas/Fort Worth area that provides consulting services to organizations such as Bank of America, Bank One, Lomas Mortgage, GMAC Mortgage, Xerox Consumer Finance Solutions, Capital One Auto Finance, and Santander Consumer USA. Jeff received his Computer Science degree from the Texas Institute of Dallas.

Brad Martin - Chief Operating Officer

Brad Martin was named Chief Operating Officer of Exeter Finance in February 2016. He is a seasoned financial services executive, having served since 2005 in leadership roles with Santander Consumer USA as COO of Servicing and EVP Business Operations during his 11-year tenure with the company. His experience also includes five years at AmeriCredit as a Team Leader within Originations and Collections.   Prior to entering the consumer finance industry in 2000, Mr. Martin served the United States as a Petty Officer in the United States Navy.  Mr. Martin attended Dallas Baptist University.

Brad Nall - Chief Financial Officer

Brad Nall was appointed Chief Financial Officer at Exeter Finance in January 2017. He joined Exeter Finance in July 2012 and has over 25 years of experience in the consumer finance industry.  He has held numerous senior roles during his career within budgeting and strategic planning, financial reporting, project management, business development, mergers and acquisitions, whole loan sales and structured finance.  Brad also has a strong background in the areas of operations, risk management, credit and pricing, accounting, control and compliance.  Prior to Exeter, Brad spent 12 years at Citi’s auto finance and personal loan businesses in various finance roles.  Brad received his bachelor’s degree in finance from Southern Illinois University in 1988.

Elizabeth Webb - Executive Vice President, Partnerships

Elizabeth brings more than 30 years of auto finance experience to her role at Exeter Finance. Prior to taking on her new role of Executive Vice President, Partnerships, Elizabeth also served as Chief Marketing Officer from January 2011- January 2016. Her extensive background includes developing and managing strategic partnerships for AmeriCredit as Senior Vice President of Business Development & Marketing and for WFS Financial as Vice President of Sales and Originations. Elizabeth worked her way up through the ranks at GMAC, where she learned and managed all aspects of the company’s auto finance business.

Elizabeth is a member of AFSA’s Vehicle Finance Division Board and also serves on the board of the NAF Association. Elizabeth attended the University of Texas at San Antonio and Kellogg School of Management, Northwestern University.

Michelle Whatley - Chief Human Resources Officer

Michelle joined Exeter Finance in June 2016 as Chief Human Resources Officer. She is a seasoned human resources executive. Prior to joining Exeter Finance, Michelle served as Chief Human Resources Officer for Santander Consumer USA. Prior to that role, she served as EVP of Human Resources and Director of Human Resources Information Systems. She also functioned as Payroll Manager for Drive Financial prior to her experience at Santander. Michelle attended Midwestern State University and received her Professional Human Resources certification in 2009.

Steve Zemaitis - President and Chief Credit Officer

Steve has almost two decades of experience in the subprime auto finance industry. Prior to joining Exeter, he served as Chief Credit Officer and EVP Pricing & Analytics at Santander Consumer USA Holdings Inc. He successfully led the company’s pricing, credit policy, loss forecasting, and scorecard development for retail, lease and personal unsecured loans. Prior to Santander, Steve was Director of Credit Risk Management for DriveTime Automotive Group Inc., the largest used car dealer and financing company in the U.S. He has also been Director of Credit Risk Management for Capital One Auto Finance and was Vice President of Credit Risk Management for Summit Acceptance Corporation.