Job Summary
The Business Strategy Analyst II is responsible for monitoring and analyzing the performance of an auto finance loan portfolio to predict and evaluate portfolio performance. Identifies, analyzes, and monitors issues that affect profitability, growth, and productivity. Assists in developing long-term goals and strategic objectives for the organization, and recommending financial and non-financial strategic alternatives. Develops and maintains operational plans.
Job Duties
- Independently monitors and analyzes the performance of an auto finance loan portfolio to predict and evaluate portfolio performance; identifies, analyzes, and monitors issues that affect profitability, growth, and productivity.
- Independently develops and produces analysis related to loan origination, performance and forecasting, to include manipulating and interpreting data, analyzing/identifying trends, and reports findings.
- Completes ad hoc projects related to the entire function of credit risk, and summarizes results using verbal, written, and formal presentation techniques.
- Summarizes analysis and communicates information to various levels of management.
- Assists in developing and recommending portfolio policy and procedures, long-term goals and strategic objectives, and recommendations for financial and non-financial strategic alternatives. Develops and maintains operational plans.
- Manage individual projects as assigned to ensure adherence to schedule, as well as quality and accuracy of delivered results.
- Other duties as assigned.
Education and Work Experience
- College Degree in Business, Finance, Economics, or similar discipline, or equivalent work experience.
- 1 to 2 years of experience in business analysis and/or reporting functions.
- Experience with advanced spreadsheet manipulation and modeling, including forecasting techniques.
- Understanding of data mining tools such as SAS, SQL, and other similar products.
- Understanding of data sources/warehouses, data mining and data analysis techniques.